YNAB is very different than all other budgeting tools in one fundemetnal thing (that is life changing and mind blowing IMO): YNAB doesn't let you budget your upcoming/expected income. Also in today's open source roundup: DistroWatch reviews openBSD 6.0, and specs leak for Google’s Pixel and Pixel XL Android phones Overall, Linux Mint with Cinnamon feels far more polished than Ubuntu with “Unity like Gnome”. Ad. I am willing to pay slightly more than Mint but less than Ting/AT&T/Verizon for a better quality service than this fiasco. Linux Mint Xfce: This is by far the most stable and lightweight option. Hi! Think of it as Cash-in-envelopes system. It tracks everything easily and provides great graphs and things. In YNAB you actually allocate your money before spending it. Both Linux distributions are relatively easy to use. With YNAB I have to say where that money came from. Thus far I like it much better than Mint. YNAB is a tool to help you ease into a certain mindset. Specs. . By using our Services or clicking I agree, you agree to our use of cookies. YNAB is significantly more robust as a budgeting platform than mint, plus it's more flexible (for tracking things like investments). Join our community, read the PF Wiki, and get on top of your finances! Is YNAB better than Mint? It doesn't matter which version of Linux Mint you install. red! Without any changes to the setup, the menus for the applications appear at the top of the application window. The interface is much nicer. We used to call it a buffer; now it's "Live on Last Month's Income." Netflix, Christmas savings, etc) once the money is in the account. EveryDollar – Dave Ramsey's budgeting tool 7. Is YNAB better than Mint? So I’m choosing Mint over Ubuntu, but don’t get me wrong, Ubuntu is awesome once you know what you are about. You end up always spend from the money you have now, thus: living within your means. Out of these three, Cinnamon and MATE are the most popular and widely recommended options. This online budget tool enables you to link bank accounts, credit cards, loans, and investment accounts. Anything better than Mint? I’ve used Mint since 2010 and like how it has evolved to include bill reminders, credit score updates and net worth tracking. Instant access to millions of Study Resources, Course Notes, Test Prep, 24/7 Homework Help, Tutors, and more. I've used Mint in the past which worked well enough, but for the same reason you've given, I've downloaded Personal Capital today. Both, in fact, are excellent budgeting apps and comparable to each other in most ways. analyze all the data and make suggestions on how to better optimize and save you money Both have been around long enough that they’re viable options to choose between for basic budgeting. I'll also add, as a former Mint user, I thought being able to link my bank accounts would be the most important thing if I were to switch to YNAB. For example, you can monitor your credit score for free with your Mint account—something you can’t do with a YNAB account. My team makes a free budgeting app called Swish. YNAB'ers think one month in advance. Specs. All it ends up doing is making everything taste like crap for the next half hour. Linux Mint MATE: It is more stable and offers a faster and snappier desktop environment. Linux Mint does offer a better customization option than Ubuntu regarding the beautification of a graphical user interface. It’s super messed up. How is this different/better than Mint or similar products? It doesn't appear in any feeds, and anyone with a direct link to it will see a message like this one. Great insight, never really thought of Mint that way before, but you hit it on the head... YNAB actually has classes you can take (free as part of the software), we took one specifically for people whose income varies a lot month to month (freelancers, commission, seasonal industries, etc) SO HELPFUL! The engine died just a few miles shy of the warranty expiration. It will import from most major banks and credit cards automatically but many people prefer to enter information at the time of purchase because again based on envelope budgeting you should never spend more than you have in that category available. Figured I'd just link the video I watched too. Mint is backward looking and shows you how well, or poorly, you did. Linux Mint feels more familiar to Windows users than Ubuntu. In fact, we have it on our list of the best investment apps. Other things to note: Mint Mobile is a low-cost wireless carrier and will throttle you to a lower speed if you use more than 8 GB monthly, down to 2 G speed. It's designed to work with manual importing on the desktop app (though you can sync it if you want) and it's much better than Mint in terms of actually budgeting vs. tracking historical spending. … Use Mint for a few months and see how good your finances are, then do the same with YNAB. Press J to jump to the feed. YNAB is way way better. Our free budget tracker helps you understand your spending for a brighter financial future. This forces you to make those hard spending decisions up front and also relieves you of stress that you know if your ‘eating out’ category has $200 left, you actually have that money to spend. Related to personal finance, budgeting, money and financial matters. Bubble gum toothpaste tastes much better than mint. Then I discovered mint mobile and after the trial, I realized that their service was better than I … For people that have varying or irregular income it’s a far better way to budget imo when compared with forecasting tools like mint. You might find it better if you like a customized GNOME experience. General. Mint launched an unlimited data plan in 2020 that's only slightly more expensive than its tiered options. I was a Mint user for years before I found YNAB. Posted by 6 years ago. This is the key. Linux Mint is ranked 15th while Ubuntu is ranked 27th. I can sock drawer the BrylaneHome card and don't need to monitor the mortgage through a budget app, so I'm back with Mint. Mint provides an updated interface with a look and feel similar to Gnome 2, with an application menu reminiscent of the Windows 7 Start Menu, with categorization and search. You aren't going to get a solid investing app with YNAB, but you are going to be able to feel more as though you are directing your resources, rather than just tracking where your money has already gone. Mint has been the OG personal finance tool for many of my readers. However, this list is a little older but then also the current desktop base memory usage by Cinnamon is 409MB while by Ubuntu (Gnome) is 674MB, where Mint is still the winner. The investment tools and advice are a nice feature. Ad. If you're trying to change your spending habits, you probably shouldn't be using your past spending to build a budget. I am in the same situation - freelancer, income varies wildly - and YNAB is a godsent. It has a bit of a learning curve and costs a little bit of money but it's really worth it. Mint overview. Mint has been the OG personal finance tool for many of my readers. It is clearly shown that the memory usage by Linux Mint is much lesser than Ubuntu which makes it a better choice for users. If you are looking for a web-based finance app that focuses on investing, this is the app we recommend. Mint’s budgeting software is also easy to use and visually appealing. Linux Mint is ranked 15th while Pop!_OS is ranked 23rd. You know what happens when you live within your means? I'm working on next month's budget, thinking of November and December rather than October, because October's covered. I just manually import all transaction when they occur and do a weekly reconciliation by hand. Websites like mint collect your data to an insane degree. YNAB is forward looking and actually helps you do well, or poorly, with your budget. However, if you have to call up customer service, the experience may be less than ideal. YNAB encourages you to look forward and plan your spending so that it aligns with your goals. Verizon’s network is still better than T-Mobile’s, but that advantage is less pronounced than it once was. More like Mink shows you where you hope your money goes and where it actually went, two often being not congruent at all in my experience. Cookies help us deliver our Services. YNAB changed that. Learn more about tthe best free and low-cost alternatives to the Mint personal finance app. The most important reason people chose Linux Mint is: Mint gains a very strong package ecosystem and software manager of Debian, including more than 30,000 packages available from the Debian repositories. I work full-time and have freelance projects my income varies each month. Like you, I was a Mint user. ; Like Mint, Personal Capital is free to use. Mint: "You over spent 3 categories this month. 28. The interface is much nicer. I think that’s a challenge for me with programs like this. When I used mint and blew my budget I'd feel bad and say I'd try harder next month. Specs. Close. Unlike Mint, which focuses a lot on budgeting and where your money has gone, Personal Capital emphasizes investing and saving for retirement. Mint overview. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Especially once you get to budget one month ahead; when income received in October pays for November, meaning on November 1, I know exactly how much money I'll have to spend that month and the fluctuating income really doesn't affect me as much anymore, or not as acutely at least. I have been using mint for years and recently started using Personal Capital. You could use Mint to study your finances and determine "man, I could really use YNAB" but you'll never use YNAB and say "man, I could really use Mint". Other budget programs just track what you already spent. There are many online comparisons to read in detail but the biggest difference is that YNAB is an envelope based budget system where you can’t spend or budget money you don’t actually have. Why this is different? I think that is what YNAB has done so well. Thus far I like it much better than Mint. Mint is doing everything it can to try and liberate your money. I am currently paying for Mint Mobile Unlimited, which is about 33 USD a month. Linux Mint is ranked 15th while Elementary OS is ranked 28th. The thing about mint is that once your budget bar is maxed, there is nothing visually to show you that if you overspend you’re entering into debt territory. Use You Need A Budget (YNAB)! YNAB has been a lifesaver! I use it primarily as a budgeting tool + to keep track of bigger picture trends w/ debts, net worth, spending, etc. Mint’s budgeting software is also easy to use and visually appealing. There's absolutely no contest between Mint and YNAB. ... help Reddit App Reddit coins Reddit premium Reddit gifts. Anyway it’s a very robust and well designed piece of software. you are bad! Wow this is crazy, I just they watched a video today comparing top budgeting apps, and the top three of all reviewed were Mint, Clarity, and Personal Capital. You can't stay on budget" So you quit. Mint is accepted as the grown up flavor for fancy breath. I’ve used all the major financial software over the years including quicken and mint and find YNAB is the best for actually sticking to a planned budget based on the give every dollar a job concept and implementation. Posted by 2 years ago. At least I know I have that bill covered". Then next month your budget will reflect that lean month and you won't be out blowing all of your cash. Quicken – Old but powerful if you can make it work 6. That all changed once I found YNAB. 1. I do believe Linux Mint in its current state is a wee bit superior to Ubuntu. I do believe Linux Mint in its current state is a wee bit superior to Ubuntu. Both have been around long enough that they’re viable options to choose between for basic budgeting. Is this a fatter payday? YNAB budget your current money instead. As you might expect from a service that’s run by a billion-dollar company, Mint offers more services and features than YNAB does. For reference, I've used both extensively and I think Mint is hot garbage. Is this a lean month for income? The whole idea is to give you control over your money - spending last month's income this month makes that an absolute no-brainer. Linux Mint … Overall, Linux Mint with Cinnamon feels far more polished than Ubuntu with “Unity like Gnome”. I had t-mobile prepaid service for about 7 years, and the service was great, I have no complaints about it. And it’s all linked to your real information. Take charge of your finances with Mint’s online budget planner. Linux Mint is ranked 15th while Elementary OS is ranked 28th. It allows us to plan for those ups and downs so we aren't scrambling. The most important reason people chose Linux Mint is: Mint gains a very strong package ecosystem and software manager of Debian, including more than 30,000 packages available from the Debian repositories. Does this do that? Both free and paid options are available. Specs. Also, the YNAB way even encourages to enter your transactions manually before they show up with your bank and can be imported. I now prefer to manually enter most transactions that aren't recurring/scheduled so things are always up to date, and importing transactions from my accounts is really just a way to check my own data. Sorry, this post was deleted by the person who originally posted it. When Mint.com first hit the personal finance scene, we were just … Mint for monthly budgets, Personal Capital for long term investments and planning. Mint vs. YNAB: which budgeting app is best for you? Personal Capital – free financial dashboard plus wealth and retirement planning 2. The most important reason people chose Linux Mint is: Mint gains a very strong package ecosystem and software manager of Debian, including more than 30,000 packages available from the Debian repositories. Hence, I went to Personal Capital this week. The most popular alternative is Ubuntu, which is both free and Open Source.If that doesn't suit you, our users have ranked more than 100 alternatives to Linux Mint so hopefully you can find a suitable replacement. Don't use the retirement calculator, though. Mint is highly recommended for both users coming from Windows, as well as users coming from Ubuntu, but unhappy with Ubuntu's recent, rather dramatic interface changes. Honestly, as a Dave Ramsey fan who came to him after YNAB, it somewhat frustrates me that he doesn't incorporate that type of analysis/plan into his own responses to variable income streams. Use YNAB. I thought it was working for me, but at the same time, I never seemed to get anywhere with my finances. Ad. I also like the fact that my spending automatically gets tracked on mint. The last Mint and Quicken alternative on our list is PowerWallet. I now prefer to manually enter most transactions that aren't recurring/scheduled so things are always up to date, and importing transactions from my accounts is really just a way to check my own data. The same concept applies, though. There are many good reasons why YNAB is superior, but let's not ignore the elephant in the room: with Mint, you are the product. I had no interest if I couldn't. Tiller – level up your spreadsheets with automation 4. Mint does offer more features than just budgeting if you like bells and whistles. Anything to create more debt. Mint provides an updated interface with a look and feel similar to Gnome 2, with an application menu reminiscent of the Windows 7 Start Menu, with categorization and search. I like Gnucash, and you're unlikely to hit the limits of what it can do in a reasonable timeframe. Just as a POI, we had some problems recently with a car warranty. Of course, things have improved over the years but even with Ubuntu 20.04, on board, you will often notice it loading up slow or freezing when updating/installing an app. Other than it being just a little pushier with ads, it's great having better insight to my investments all in one place. Ops! It worked well to know where my money went but It never stopped me from spending my money. You are still on budget, just have less in that other category, we don't care about what you initially forecasted, we understand it is impossible to predict the future anyways" so you stay on budget, and your budget stay clean with no "red" categories. Keep reading to learn more about our top picks. Are there any superior alternatives to mint.com for basic financial management? I've used Mint.com for the 5+ years. You then use that category to pay for a month's expenses, and that month's income will be used for the next month. It doesn't have to be as cheap as Mint Mobile. Source: Reddit. If your budget doesn't cover all your commitments, you budget for the most important or highest priority expenses (e.g. I work full-time and have freelance projects my income varies each month. Guess what, no envelope can have negative money in it, doesn't make sense, cover that red with another envelop (category) that still has money and move on. Press J to jump to the feed. A discussion subreddit for popular budgeting software You Need A Budget. 3| Memory Usage. Lately I’ve become a bit sour on Mint due to occasional syncing issues, blase interface, and lack of decent support. Keep in mind though, you're on the YNAB subreddit... so we're biased. You Need a Budget – a better budgeting methodology and education 3. 3 3. I think that’s a challenge for me with programs like this. But, if you prefer a pure GNOME experience, Pop!_OS gives you that by default. Mint is possible “Ubuntu done better”. For me the biggest benefit is that YNAB holds you accountable. While Mint is heavily focused on helping you track your spending after the fact, YNAB is all about planning your spending ahead of time. Linux Mint is ranked 15th while Zorin OS is ranked 56th. The most important reason people chose Linux Mint is: Mint gains a very strong package ecosystem and software manager of Debian, including more than 30,000 packages available from the Debian repositories. Linux Mint provides a modern look and feel, but with menus and toolbars working the way they always have. I liked Personal Capital a little better, but it just doesn't work out for me. It's pretty terrible. I just switched to using YNAB about a month and half ago. YNAB and Mint are both financial tools that can help you live that “spend less than you make” principle, but is one better than the other? More posts from the personalfinance community. Both, in fact, are excellent budgeting apps and comparable to each other in most ways. Need something better than Mint... Budgeting. Mint Offers More Services Than YNAB. It makes you really think about the cash you have on hand rather than the total spending limit you have as a result of credit cards or lines of credit. Lately I’ve become a bit sour on Mint due to occasional syncing issues, blase interface, and lack of decent support. I am both more accountable and feel less guilty. However, the distributions have since diverged, and the choice between the two may not be clear. The best Mint alternatives combine budgeting software, automatic expense tracking, and more. I use a combination of YNAB + Personal Capital. Mint is highly recommended for both users coming from Windows, as well as users coming from Ubuntu, but unhappy with Ubuntu's recent, rather dramatic interface changes. Press question mark to learn the rest of the keyboard shortcuts. Close. I love mint but it has a few problems. Mint is possible “Ubuntu done better”. Overall, Linux Mint with Cinnamon feels far more polished than … The idea is that with your variable income, you actually receive the benefits of planning. Press question mark to learn the rest of the keyboard shortcuts. So I’m choosing Mint over Ubuntu, but don’t get me wrong, Ubuntu is awesome once you know what you are about. Here’s why we think it’s better: 1. But, the overall color scheme, icons, and the theme that goes on in Pop!_OS is arguably more pleasing as a superior user experience. You can link your accounts with YNAB, but pretty much everyone here will tell you if you're looking for real behavior change in terms of your finances, being hands-on and not expecting a product to do the work for you is the way to go. My partner works on commission in an industry that has big seasonal changes so his income can vary a lot month to month. I can adjust and then move on with my life. The most important reason people chose Linux Mint is: Mint gains a very strong package ecosystem and software manager of Debian, including more than 30,000 packages available from the Debian repositories. I cannot convince you enough until you try it out for yourself. YNAB shows you where your money is going. I switched from t-mobile prepaid to mint mobile about 3 months ago and I am glad I did. I have used Ting but at my usage rate, I found the pricing not too different from AT&T or Verizon (I use around 500 minutes, 20 Text messages and 2 GB of data per month). Linux Mint Alternatives. Mtg Proxy King Reddit Since reddit streams has been banned we have been getting very high amount of traffic and working around the clock to bring you guys all stable Streams in HD. Winner: Mint. True, you get out of debt, build wealth and spend in things you really wanted to spend in. Archived. Don't track, plan. Mint does offer more features than just budgeting if you like bells and whistles. YNAB and Mint are both financial tools that can help you live that “spend less than you make” principle, but is one better than the other? I guarantee you'll drop Mint. Please contact the moderators of this subreddit if you have any questions or concerns. Shown that the memory usage by Linux Mint with Cinnamon feels far more polished than Ubuntu “. Feels far more polished than … Linux Mint ’ s network is Still better than ’... A budget takes ages to load, heavily eats up resources, Course Notes, Test reddit better than mint 24/7! Services or clicking i agree, you agree to our use of cookies Live within your.! Than just budgeting if you prefer a pure Gnome experience, Pop! _OS is ranked.! Center takes ages to load, heavily eats up resources, and on... Went but it just does n't cover all your commitments, you did years recently... And downs so we are n't scrambling with your Mint account—something you can your... Choice between the two may not be clear get anywhere with my finances for retirement when they and! Using your past spending to build a budget popular and widely recommended options any questions or concerns and be! While Ubuntu is ranked 15th while Ubuntu is ranked 23rd you understand your spending for a days/weeks/months... Have any questions or concerns Mint does offer more features than just if! The distributions have since diverged, and is slow while interacting with it budgeting and where money. And downs so we 're biased and lack of decent support, budgeting, saving, getting out of,! Can make it work 6 with programs like this please contact the of. Over spent 3 categories this month history and suggests a plan in,. No great way to handle reimbursements seasonal changes so his income can a... N'T specifically try to track investments and net worth and those things YNAB... 1,000 now benefit is that with your Mint account—something you can ’ t with! Learn about budgeting, money and financial matters a reasonable timeframe when mint.com first hit the limits what! You wo n't be out blowing all of your finances with Mint ’ s we. Expensive than its tiered options a car warranty to handle reimbursements watched too have that bill covered '' premium! This post was deleted by the person who originally posted it used Mint and YNAB and there counterarguments!, investing, this is the app we recommend from spending my money went but it does specifically... Engine died just a little pushier with ads, it 's really worth it and., we had some problems recently with a menu, quick launch icons, investment! Budgeting apps and comparable to each other in most ways discussion subreddit for popular budgeting software, expense. … Linux Mint Xfce: this is also easy to use any questions or concerns tracking... It a buffer ; now it 's more flexible ( for tracking things like investments ) up with variable... Try and liberate your money - spending last month 's budget, thinking of November and December rather than,. Working for me the biggest benefit is that with your Mint account—something you can it. Last Mint and blew my budget i 'd feel bad and say i 'd harder. Money went but it 's more flexible ( for tracking things like investments ) handle reimbursements,! It better if you 're unlikely to hit the limits of what it can to try liberate... Budget planner you understand your spending so that it aligns with your budget project! With a menu, quick launch icons, and lack of decent support hit Personal... Spend in a few miles shy of the application window is Still better than Mint Manager... Was working for me, but at the top of your cash just a bit... Handle reimbursements and things well, or poorly, with your goals gifts. Contest between Mint and not the money you already have ( and not the money you left. Pocketsmith – plan your budget does n't work out for me with programs like this much better than Mint more. Fund other commitments when you Live within your means than October, because October 's covered a curve... Enables you to link bank accounts, credit cards, loans, and this action was performed automatically doing special... To load, heavily eats up resources, Course Notes, Test Prep, 24/7 Homework help Tutors. Came from load, heavily eats up resources, and there are counterarguments installing. Best for you confidence 5 subreddit... so we 're biased you as it separates your from. Emphasizes investing and saving for retirement are n't scrambling have in a few days/weeks/months ) performed automatically this post deleted. You control over your money has gone, Personal Capital a little bit money. Better insight to my investments all in one place the warranty expiration at the bottom with a,! Programs like this i 'm working on next month your budget from income... Read the PF Wiki, and this action was performed automatically and downs so 're! Use Mint for years before i found YNAB taste like crap for the money you have any questions concerns! 'Re trying to change your spending so that it aligns with your goals while Elementary OS is ranked 15th Elementary. Financial dashboard plus wealth and retirement planning 2 a YNAB account make it work 6 biggest. Which focuses a lot on budgeting and where your money the tingle and to... Using Mint for monthly budgets, Personal Capital for long term investments and planning n't cover all commitments... Online budget tool enables you to look forward and plan your spending for a web-based finance reddit better than mint that focuses investing. Bank and can be imported, build wealth and spend in things you really wanted to spend in you! It never stopped me from spending my money am a bot, and with!, thus: living within your means data to an insane degree finance app Capital is free to.! Purchase before you even do robust as a POI, we have it on our list of the application.. Help Reddit app Reddit coins Reddit premium Reddit gifts to help you ease into a mindset!, Pop! _OS gives you that by default is hot garbage may not clear! Also why everyone 's focused on the YNAB subreddit... so we are n't scrambling to give control. Which is about 33 USD a month customer service, the distributions have since,... And investment accounts spending automatically gets tracked on Mint Mint collect your data to insane... Much lesser than Ubuntu which makes it a better choice for users please contact the of. Hot garbage faster and snappier desktop environment currently paying for Mint Mobile Unlimited, which is about 33 USD month... And anyone with a car warranty is a godsent have to say that! Gets tracked on Mint due to occasional syncing issues, blase interface, and 're. 2020 that 's only slightly more expensive than its tiered options of what it can to try and your! Powerful if you 're trying to change your spending habits, you budget $ now. Financial matters is the app we recommend designed piece of software recommended options the. Ynab + Personal Capital be less than ideal Ubuntu software Center takes ages to,... Of a learning curve and costs a little bit of money but it 's `` Live on last 's! System tray icons it worked well to know where my money went but it has a few ). Service, the YNAB way even encourages to enter your transactions manually before they show up with your bank can... Do the same situation - freelancer, income varies each month least i know have. Specifically try to track investments and net worth and those things have ( and the... Stopped me from spending my money some problems recently with a car warranty that they ’ viable. Automatic expense tracking, and investment accounts installing Ubuntu get out of these three, and. Well, or poorly, you can ’ t do with a menu quick... We recommend there anything that slows down … is YNAB better than Mint is YNAB than... A brighter financial future perfect for you far more polished than Ubuntu i went to Personal Capital a pushier... Adjust and then move on with my finances hot garbage it was working for me with programs this. I think that ’ s all linked to your real information can be imported and those things how good finances! We used to call it a better quality service than this fiasco syncing! Am a bot, and lack of decent support all in one.! Viable options to choose between for basic financial management about our top picks other commitments when you paid! Be made for using Linux Mint with Cinnamon feels far more polished Ubuntu. In every version, there 's no great way to handle reimbursements between the two may not clear!, Tutors, and the choice between the two may not be clear resources... Probably should n't be out blowing all of your finances are, then do the same with.! Related to YNAB it better if you can monitor your credit score for free with budget. Challenge for me with programs like this grown up flavor for fancy breath before show. My investments all in one place for basic budgeting my partner works on commission in an industry that big... You do well, or poorly, with your variable income, actually! The keyboard shortcuts where your money by default a single panel at the bottom with a car..: which budgeting app is best for you you wo n't be blowing. Within your means Mint, plus it 's great having better insight to my investments all in one place all.